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Eloy A. Villafranca

As the Regional Manager for the FDIC's Dallas Region, Mr. Villafranca works with financial institutions and communities throughout an eight-state area to bring greater understanding and compliance with CRA, the fair lending laws, community development and financial literacy. He has authored several industry articles including "Do You Have a Jekyll and Hyde Bank" and "33 Ways to Improve your CRA". From June 2008 through December 2010, Mr. Villafranca served as Director of the Bank on California Program, a loaned executive to Governor Arnold Schwarzenegger. He was responsible for the planning, coordinating and implementation of the first statewide program bringing the unbanked into the financial mainstream. In December of 2010, over 217,000 accounts were delivered. Mr. Villafranca holds a BBA in Finance from Texas Tech University, an MBA in Management from the University of Texas and a JD from Texas Wesleyan School of Law. Prior to his regulatory work, he was a banker in Midland, San Antonio and Dallas. He is a National Community Action Award winner and has been honored by the Texas Junior Chamber of Commerce and the National Society of Hispanic MBAs. He is a team recipient of the National Service to America Medal, and has been honored with the Texas Workforce Commission’s Award of Excellence. Mr. Villafranca is a sixteen-time recipient of the Federal Executive Board’s Public Service Excellence Award, a two-time recipient of the IRS’ Area Director’s Award, and a two-time recipient of the FDIC Chairman’s Award for Excellence. He lives in a Dallas suburb with his wife and a St. Bernard.